Today's Rates
Last update: February 14, 2008 12:40 PM EST
Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo
Conforming Loan Programs
Conforming rates for loans to $417,000.
30 yr fixed conforming
This is the conventional fixed fully amortized simple interest 30 year note that conforms to the lending standards for FNMA or FHLMC. Requires private mortgage insurance for loans greater than 80% LTV. |
6.000 |
1.000 |
6.139 |
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15 yr fixed conforming
This is the conventional fixed fully amortized simple interest 15 year note that conforms to the lending standards for FNMA or FHLMC. Requires private mortgage insurance for loans greater than 80% LTV. Lower term means lower PMI and significant savings. |
5.375 |
1.000 |
5.603 |
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Jumbo rates for loans over $417,000.
30 yr fixed jumbo
This product is for loans which exceed the loan limit for conforming approval, currently $417,000. The rate published here is fixed, but ARMs are also available. |
6.875 |
1.000 |
6.998 |
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Conforming rates for loans to $417,000.
30 yr fixed conforming Interest-Only
This product offers low start-payment option for the first 10 years of the loan. Great for getting a little higher loan without crunching the budget. |
6.500 |
1.000 |
6.630 |
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3/1 ARM Interest-Only
This loan provides a low start-payment and low start-rate. It works wonders for getting the payment down. Usually best for short-term perspective. |
4.875 |
2.000 |
91.708 |
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Government Loan Programs
| 30 yr fixed FHA |
5.875 |
1.000 |
6.013 |
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| 15 yr fixed FHA |
5.500 |
1.000 |
5.729 |
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| 30 yr fixed VA |
5.875 |
1.000 |
6.013 |
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| 15 yr fixed VA |
5.500 |
1.000 |
5.729 |
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.
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